Planning the trip of a lifetime? What's the best insurance for you? 

If you have an urge to travel and want to plan the most memorable trip but aren’t sure which travel insurance is right for you, you’ve come to the right place. With so many options, it can become daunting to decide on which insurance is the most feasible option based on the nature of your trip and your unique needs.

Keep reading below for everything you need to know about the various travel insurance options that tick all your boxes while visiting your dreamy destination.

Before we get into what you should consider, it’s important to understand how travel insurance can benefit you during your trip abroad. Companies like Allianz Travel provide various options that align with your specific needs. Being covered not only gives you peace of mind, but also ensures that you are protected in the event of undesirable situations like medical injuries, lost baggage, or stolen documents such as your passport. Being optimally covered with the right travel insurance package will ensure a hassle-free and blissful experience abroad.

Please note any claims eligibility is subject to the terms and conditions of the travel insurance product you are purchasing. The reasons below are indicative and not binding. It is highly recommended to read our terms and conditions to see the exclusions, limits and conditions of our products.

Without further ado, here’s what to bear in mind when selecting your travel insurance package.

Are you travelling once or planning to travel multiple times? Companies like Allianz Travel offer various options specific to your destination of travel. If you are not a frequent traveller and will just be planning a single-destination trip, then our single-trip travel insurance may be the best option for you. If you know you travel more than once a year, then our annual multi-trip travel insurance  is best - even if this may be the biggest and best trip you’re planning, you can save on paying for numerous insurance packages throughout the year by selecting one that insures you throughout your annual trips.

Certain countries may also have different requirements regarding travel insurance, so it’s important to do your research beforehand. If you are unsure of which package is best based on your destination, simply speak to one of our well-informed agents who will be happy to assist you.

While there are various options available to meet every budget, it’s still important to know how much you can spend on your travel insurance. Carefully analyse the various options available and compare different packages to see which one covers you in the most critical events while also meeting your budget needs. However, keep in mind that the cost of being protected in unforeseen circumstances abroad is often priceless.

Different packages have different inclusions - and exclusions. The importance of knowing what you’re covered for cannot be stressed enough. Some key things to get cover for include trip cancellation or curtailment, loss of your travel documents, cover for COVID-19, emergency medical evacuation or repatriation, and emergency medical expenses in the case of illness or an accident.

Companies such as Allianz Travel provide cover for solo travellers and multiple travellers. If you are planning a family trip, a honeymoon or a getaway with friends, be sure to enquire about your options with your travel insurance provider.

Knowing how long you’ll be travelling for is key when selecting a travel insurance package. This will also be determined by the destination country’s specific travel requirements and limitations. For example, many countries allow for travel of up to 90 days. Your preferred insurance package will need to align with the length of your stay, so check this beforehand to make sure that you’re covered throughout the length of your trip.

Knowing how long you’ll be travelling for is key when selecting a travel insurance package. This will also be determined by the destination country’s specific travel requirements and limitations. For example, many countries allow for travel of up to 90 days. Your preferred insurance package will need to align with the length of your stay, so check this beforehand to make sure that you’re covered throughout the length of your trip.